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Based on 100 reviews
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Joy Jabile
23:30 20 Jun 22
kudos to the Codsi mortgage team for helping us close our investment property! Linda was very organized and guided us through the process. On top of excellent customer service, they ensured that we have the best mortgage rates and terms.
Sonny M
23:56 16 May 22
Thank you very much to Linda and to the Codsi Mortgage Team for the pleasant and professional service you provided us. They don't just give sound advise but is also very attentive to their client's questions and concerns.I highly recommend this company to everyone with their mortgage needs.
Nikki Tremblay
16:02 04 May 22
My husband and I could not be more pleased with the service and insight provided by the Codsi Mortgage Team. Neither he or I are very financially experienced and Steffanie held our hands and brought us to a place where we felt confident and more educated as made our decisions. A++++
Hunter Bonnett
01:31 29 Apr 22
Marisa, Stefanie and whole team at The Codsi Mortgage Team are awesome. They were very supportive and answered all of our questions as first time home owners which really put us at ease. Not to mention getting us an excellent rate! I cannot recommend them highly enough!
Jennifer Helps
15:22 27 Feb 22
We worked with the Codsi team as a repeat client in Feb 2022. We had a sale and two closings (house and cottage) within 1 day of each other. The amount of detail that is required for banks/insurance company's etc is astronomical. If it wasn't for Stefanie, Marisa and the team, I am not sure we could have managed to get it all done on time. They kept us on track to meeting all deadlines and staying organized. They even managed to secure us improved rates over what our bank was offering though we have dealt with them for 25+ years. The Codsi team is one of a kind in the mortgage industry. There is no need to talk to anyone else when you have mortgage needs. Make one call to the Codsi team and your covered. They have your back and will be lifelong supporters of any current and future needs. We cant thank you enough Codsi team!
Sagar Patil
17:34 04 Jun 20
It was a smooth sail working with the Codsi team. Steven, Stephanie & Marisa were very professional, kind, patient & on top of things all the time. With their guidance, follow-ups & up to date market knowledge, we were able to successfully mortgage our second house at the best rate at the time.
Steven is genuinely a nice person & has ton of experience in real estate & mortgages. We did our initial consultation with him. Stephanie worked with us on day-to-day basis making sure we provided all the right documents on time, followed up with our builder & lawyer. She basically represented us throughout. Marisa provided continued support post closing and still follows-up with us to make sure everything is working fine.
It was a pleasure working with a humble & professional team.
I strongly recommend working with the Codsi team.
Thanks,
Sagar
Steven is genuinely a nice person & has ton of experience in real estate & mortgages. We did our initial consultation with him. Stephanie worked with us on day-to-day basis making sure we provided all the right documents on time, followed up with our builder & lawyer. She basically represented us throughout. Marisa provided continued support post closing and still follows-up with us to make sure everything is working fine.
It was a pleasure working with a humble & professional team.
I strongly recommend working with the Codsi team.
Thanks,
Sagar
Anna Delplavignano
18:17 19 May 20
I recently dealt with Linda Rustico on the renewal of my mortgage. She was a pleasure to deal with. She kept me informed at all times about the status of my upcoming renewal. She proved to work in my best interest with constant contact and clear explanations along with an exceptional rate and term! I would highly recommend the Codsi Mortgage Team if you are looking for mortgage options. Thank you Linda!
Margaret Little
18:01 09 May 20
Very knowleggeable. Clearly understood my requirements and made thoughtful suggestions. Fully recommend to future clients . Sincere thanks to Stephen and Stephanie.
Lynn
13:14 20 Apr 20
Both Stephen and Stephanie were amazing. They responded very quickly and got me much better mortgage rates than I could get on my own. I highly recommend Codsi Mortgage Team!
Alka M
18:37 09 Apr 20
Great communication and prompt reply to requests.Working with the team between March 2020 and April 2020 5 star service.
Jason Cox
16:00 21 Mar 20
The Codsi Mortgage Team were incredibly helpful in facilitating our first home purchase! We had the pleasure of working with Stephen, Stefanie, and Marisa at varying stages of the buying process, and all were extremely professional and helpful. Stefanie took the lead on arranging our mortgage and was always available and responsive to phone calls or emails. She served as a huge anxiety reliever during this stressful time, and simplified the process as much as possible. We would highly recommend the Codsi Mortgage Team and will be repeat customers.
Melissa Stina
17:31 25 Feb 20
A mortgage team that we have been using for years and that we can trust. They always have OUR best interest in mind (not theirs). We highly recommend them to family and friends.
Andrew Attwell
13:37 16 Jan 20
Second experience with them, and first with Stefanie. Overall a smooth and painless experience. Excellent response time for emails and in the end a positive experience. Plus a good rate and good terms. Thanks.
Jafar Shaker
01:41 12 Dec 19
Excellent and efficient service. Well informed and always there to answer questions and provide clarifications. Highly recommended.
Victor Garcia
21:16 25 Nov 19
Amazing Service! Stefanie was always very quick to respond to emails and questions and thorough in educating and explaining the different rules and intricacies of Mortgages available. The service was second to none. I highly highly recommend.
Ted Sadinsky
00:23 25 Oct 19
Stefanie, THANKS for everything you did to help us refinance our mortgage. There was a lot of coordination and steps to get this done on time and you were there every step of the way with timely communication and help with all contacts. We are very happy with the lending option you secured for us, and you made what could have been a much more stressful situation feel very seamless. Thank you for this great service!!!
Seana Trost
17:35 23 Sep 19
Amazing customer service from start to finish! Made my first time home buying experience a breeze. I can't thank Stefanie and her team enough. She is experienced, knowledgeable, patient and organized. 10/10 THANK YOU!
bryce jarman
17:24 23 Sep 19
Stefanie was great to work with and provided fantastic customer service. She handled everything with professionalism, care, and attention to detail, making our first time home buying experience a breeze. She was always prompt to answer any questions we had throughout the process, and always helped to make sure we had everything we needed to secure our mortgage. Would absolutely recommend Codsi Mortgage Team to anyone looking to buy a house!
Simon Beck
00:34 16 Sep 19
Working with the Codsi team was a fantastic experience. As a busy Toronto professional buying my first home, Stephen and Stefanie efficiently managed the entire financing process while effectively working around my demanding work calendar. Throughout the entire buying and financing process, I felt like they were trusted advisors always looking out for my best interests. I would 100% recommend working with their team.
Tyrone Fordham
20:00 07 Aug 19
Another amazing experience with Stephen and his team. I had the pleasure of working with Linda to secure a new mortgage and just like my first experience with Stephen, Linda was on top of everything. She made sure all parties were on the same page, whether it was my realtor, lawyer, or the lender. She knew all the questions to ask and had answers to all my questions. I look forward to working with them again.
Thank you Stephen & Linda!!
Thank you Stephen & Linda!!
Vito Casa
23:37 31 Jul 19
HIGHLY UNRECOMMENDED. stefanie was terrible. she took months to accomplish nothing and she never told me the truth about what was going on. constantly blaming delays on lenders and telling me the deal would be closed by x date and that was the furthest thing from the truth. she said i had to get a home appraisal done but didn’t tell me about the fee for another lender to take that appraisal over. the other lender who had no problem approving me right away. i would strongly suggest not using the group, or if you do, do not go with stefanie!!!!! she is far too green to be dealing with peoples finances!!!!!
Rose Johnson
19:41 13 Jul 19
I highly recommend Codsi Mortgage Team. I initially dealt with Stephen Codsi and mainly worked with Stefanie Codsi for my mortgage refinance. I felt reassured that I picked the right place to refinance after my initial call with Stephen. He was kind, patient, and completely open about the process and my options as I was new to this process. Stefanie was a pleasure to work with and was patient with all of my questions. Stephen, his daughters Stefanie and Marisa, and the rest of the team are amazing and I look forward to working with them on any future mortgage/finance matters I may have.
Cindee Karnick-Davison
15:16 10 Jun 19
The Codsi Mortgage Team is truly amazing! It is always like receiving VIP treatment. You could never go wrong going here for a mortgage specialist or for mortgage support. An awesome experience!
Our mortgage refinance all went perfectly, wonderfully, well thanks to YOU!!! I LOVE you guys and appreciate everything and ALL that you have done! Amazing!!! Thank you from the bottom of my heart for your incredible efforts on our behalf! A smooth and easy process from the start!!! You guys deserve a ten star rating!!! I would recommend you to anyone looking for a mortgage or a mortgage broker!
Our mortgage refinance all went perfectly, wonderfully, well thanks to YOU!!! I LOVE you guys and appreciate everything and ALL that you have done! Amazing!!! Thank you from the bottom of my heart for your incredible efforts on our behalf! A smooth and easy process from the start!!! You guys deserve a ten star rating!!! I would recommend you to anyone looking for a mortgage or a mortgage broker!
Matthew Bednarski
19:57 01 May 19
Knowledgeable, helpful, and attentive to my needs. Would recommend to anyone looking for help finding a mortgage!
Annette Oppong
23:44 02 Apr 19
Loved working with Stefanie, With my busy schedule she made the process of refinancing my mortgage easy and painless. highly recommend Codsi Mortgage team.
Mike Rzepecki
15:32 01 Apr 19
Stefanie was great to work with. She took the time to get to know us with a brief introduction to understand what criteria were important to us in a mortgage and lender partner, and then focused on making the process easy and transparent for us.
Stefanie was always very responsive to any questions we had, and helped us find a very flexible fixed rate mortgage with at a great rate.
After we had already locked in and signed all the documents, Stefanie really went above and beyond by going back to our mortgage provider one week before our closing date and negotiating the rate down further!
Stefanie was always very responsive to any questions we had, and helped us find a very flexible fixed rate mortgage with at a great rate.
After we had already locked in and signed all the documents, Stefanie really went above and beyond by going back to our mortgage provider one week before our closing date and negotiating the rate down further!
Robert Colucci
18:44 09 Jul 18
Worked with Stephen for multiple mortgages. Invaluable experience in the mortgage and real estate market. Up to date with economic news, which will be relevant for your mortgage type decisions. Every client has different situations and the Codsi team will help assess which mortgage is right for you with a competitive rate. The Codsi team also maintain connections and professional relationships with their clients - past and present. Highly recommend the Codsi team for your mortgage or refinancing needs.
Jeff Denys
22:13 31 May 18
Our experience working with the Codsi Team was incredible. They took the time to really understand our needs and develop solutions accordingly. The team has a wealth of knowledge and spent a significant amount of time working with us to develop a custom tailored financial solution that we are very satisfied with. The team works very well together, addressing all the needs from start to finish. We did not have to worry about the details, they ensured every detail was addressed right through to closing. They also provided follow-up after closing to ensure everything was addressed and we were satisfied. We highly recommend the Codsi team for your mortgage and financial solution needs.
Jeff & Jen Denys
Oakville, Ont
Jeff & Jen Denys
Oakville, Ont
WHO WE ARE
With a combined 26 years of experience on our team, we are sure we can help you find a solution that works for you, regardless of the problem. We at The Codsi Mortgage Team find joy in helping you achieve your goals, whether this is buying your first home, renovating your current home, or consolidating your debt and making a feasible financial plan that works for you and your family. As Top 15 in the Premier Mortgage family for mortgage volume in both 2015 & 2016, along with our Accredited Mortgage Professional (AMP) staff, we know we can help you, regardless of your situation.
Stefanie Codsi
Mortgage Broker License: #M11000426Growing up around her father’s mortgage business, Stefanie Codsi got a knack for the business at a young age. After working part time with her father during her time at Ryerson University and full time in the summer, Stefanie developed a love for the industry. After attaining her Mortgage Broker License in 2015, Stefanie has worked to help people with their every home financing need, from buying their first home to renovating their home into their dream home.
905-844-6528 x101
Linda Rustico
Mortgage Agent Level 2, Mortgage Underwriter License: #M15000076With Linda’s extensive experience as a legal assistant in real estate law, as well as an insurance agent and a financial planner, Linda has the expertise in the business that you want when purchasing a home. She works closely with all parties involved to find a personalized solution to work for the client. Linda enjoys educating clients and helping them understand the home buying process so that they can make the best possible decision.
905-844-6528 x 103
Marisa Codsi
Mortgage Agent Level 2 License: #M17000103After growing up surrounded by her father’s work with real estate and mortgages, Marisa attended Ryerson University to complete her Bachelor of Commerce and had an opportunity to study in Hong Kong. She worked as a Senior Default Recovery Officer and decided to use these skills to help teach people about mortgages, so they avoided being in collections. Marisa works closely with clients to form personalized, informed decisions about buying a home.
905-844-6528
Stephen Codsi
In Loving Memory1955 - 2020
After working as a realtor, as a mortgage agent through a bank, and then as an independent mortgage agent, Stephen knew the ins and outs of the industry. He enjoyed working with people through all parts of the home buying process, and continually followed up with his clients to make sure that all of their needs were addressed. That passion for knowledge and his clients is something that was passed along to his daughters Stefanie and Marisa and is a cornerstone of their family business.
